{"id":342,"date":"2025-10-18T17:00:00","date_gmt":"2025-10-18T17:00:00","guid":{"rendered":"https:\/\/www.vahidshams.com\/blog\/?p=342"},"modified":"2025-10-18T17:00:00","modified_gmt":"2025-10-18T17:00:00","slug":"what-metros-will-benefit-from-declining-mortgage-rates","status":"publish","type":"post","link":"https:\/\/www.vahidshams.com\/blog\/2025\/10\/what-metros-will-benefit-from-declining-mortgage-rates\/","title":{"rendered":"What Metros Will Benefit From Declining Mortgage Rates?"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Metros with younger, more mobile populations like Washington, D.C., Denver, and Virginia Beach have the highest share of mortgaged households (over 70%), making them likely to see increased buyer demand as mortgage rates approach 6%. In contrast, cities like Miami, Buffalo, and Pittsburgh have more outright owners and may respond slower to falling rates. Nationwide, 64% of homes are owned, with two-thirds having mortgages, influenced by homeowner age and equity buildup.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/themortgagepoint.com\/2025\/09\/25\/what-metros-will-benefit-from-declining-mortgage-rates\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Metros with younger, more mobile populations like Washington, D.C., Denver, and Virginia Beach have the highest share of mortgaged households (over 70%), making them likely to see increased buyer demand as mortgage rates approach 6%. In contrast, cities like Miami, Buffalo, and Pittsburgh have more outright owners and may respond slower to falling rates. Nationwide, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-342","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.vahidshams.com\/blog\/wp-json\/wp\/v2\/posts\/342","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vahidshams.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vahidshams.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vahidshams.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vahidshams.com\/blog\/wp-json\/wp\/v2\/comments?post=342"}],"version-history":[{"count":1,"href":"https:\/\/www.vahidshams.com\/blog\/wp-json\/wp\/v2\/posts\/342\/revisions"}],"predecessor-version":[{"id":344,"href":"https:\/\/www.vahidshams.com\/blog\/wp-json\/wp\/v2\/posts\/342\/revisions\/344"}],"wp:attachment":[{"href":"https:\/\/www.vahidshams.com\/blog\/wp-json\/wp\/v2\/media?parent=342"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vahidshams.com\/blog\/wp-json\/wp\/v2\/categories?post=342"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vahidshams.com\/blog\/wp-json\/wp\/v2\/tags?post=342"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}