Mindblown: a blog about philosophy.

Securing a home loan brings joy, but paying off a mortgage can be daunting. To pay off your mortgage faster, consider making extra payments, adopting a biweekly payment schedule, or refinancing to a shorter term. Increasing your income through side gigs or utilizing unexpected financial windfalls for lump-sum payments can also help. Prioritizing mortgage payments…

Houston home sales rose 3.2% in October, marking six consecutive months of year-over-year gains. The median home price fell 1.5% to $330,000, while the average price slightly increased to $423,955. Inventory grew over 25% to 38,316 homes, with supply reaching 5.2 months. Mortgage rates eased to 6.22%, aiding buyers. Sales increased notably in the $100,000-$149,999…

Refinancing a mortgage in Texas can lower interest rates, reduce monthly payments, and allow access to home equity for expenses or debt consolidation. Homeowners should evaluate their financial situation and market trends before deciding. Joint mortgages require understanding shared responsibilities, and removing a co-borrower involves specific steps. Reverse mortgages can provide cash flow for seniors…

Existing-home sales are expected to rise about 14% in 2026, driven by easing mortgage rates, job growth, and market stability. Home prices are forecast to increase 4%, supported by steady demand and supply shortages. Mortgage rates may modestly decline to around 6%, improving affordability, especially in high-construction areas like Houston. First-time buyers face challenges due…

بازار مسکن تگزاس نشانه‌هایی از تعادل مجدد نشان می‌دهد؛ تعداد آگهی‌های فعال نسبت به سال گذشته ۲۰.۹٪ افزایش یافته و موجودی به ۵.۵ ماه رسیده است. قیمت میانگین خانه با ۱.۵٪ کاهش به ۳۳۵,۰۰۰ دلار رسیده و مدت زمان فروش خانه‌ها افزایش یافته است. منطقه Dallas-Fort Worth نیز روند مشابهی با کاهش جزئی قیمت و…